Overseas Lending

Are you looking to diversify your property portfolio through investing in property in Australia? Zero Mortgage can help you!

At Zero Mortgage, we can help Non-Australian citizens and Non-Permanent access some of Australia’s best real estate through overseas borrower loans, making the experience a hassle-free process.

Steps to getting a loan
Before you can apply for a loan, you will need to be granted permission to buy Australian property from the Foreign Investment Review Board (FIRB). You can find all the details on their website here. It’s a simple process that usually takes under three weeks.

How to make your application run smoothly
To ensure your loan application runs smoothly, you will need to provide the following documents translated into English:

• A copy of your Foreign Investment Review Board (FIRB) concession.
• An electronic payslip from your employer or a letter from your employer on their letterhead confirming your income.
• A completed Declaration of Income form.
• If you’re self-employed, have your accountant complete an Account Declaration form confirming your income. In addition, you will need to provide business financials for at least two years.
• Bank statements for at least three consecutive months.

How we can help you
At Zero Mortgage, we have access to over 40 lenders, including non-bank lenders which allows us to find suitable loan products for each individual situation rather than one product through one bank.

If you’re looking to invest in Australian property or have a family member who is looking to diversify their property portfolio, speak to our team on 1300 474 888 or fill out our enquiry form and a member of our team will be in contact shortly.